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AAPL

Apple Inc.·Technology·Electronic Computers· 166,000

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© 2026 fffinstill. Powered by SEC filings & market data.

Not investment advice. Always do your own research.

Composite Profile Radar

7 category composites vs sector median benchmark (50)

Average Composite: 64.5/100

Final Composite Scores

Overall Health
63/100
Quality Focus
71/100
Safety
49/100
Capital Efficiency
76/100
Durability
65/100
Shareholder Value
78/100

Special Metrics

Shareholder Yield
3.7%
Rule of 40
77
Revenue CV
1.449

Composite Score Drilldown

Final composites blend multiple category scores with research-backed weights. Click any composite to see which categories drive the score.

Toggle above for category view

Overall Health

final composite · weighted avg with penalty 0.95

64.0
Top: Returns (97p)
Weight
Metric
PercentileScore
Contrib
18%
Returns
97
17.5
18%
Profitability
78
14.0
17%
Cash Flow
62
10.6
15%
Quality
54
8.1
12%
Leverage
58
6.9
10%
Growth Consistency
62
6.2
10%
Liquidity
41
4.1
Weighted Total64.0 / 100

Fundamental Beta

0.65
Defensive
0.11.02.5
P12
percentile
-0.076
Earnings Vol
+0.035
Leverage
-0.040
Op. Leverage
-0.297
Size
+0.025
Dividend
-0.015
Growth
+0.035
Liquidity
-0.021
Cyclicality

Fundamental beta derived from 8 accounting-based risk factors (Beaver-Kettler-Scholes framework). β > 1 = riskier than market average. Positive contributions increase systematic risk exposure.

Composite Snapshot: AAPL


Retrospective: 3-Year Competitive Position

Moat Trajectory: ◆ MODERATE — Stable

With durability at 65/100 and growth consistency at 62/100, the company maintains its competitive position without clear widening or narrowing.

Capital Deployment:

The company excels at capital allocation, with a returns composite of 97/100 and profitability composite of 78/100. This suggests management is deploying capital into high-return projects while maintaining pricing discipline.

ROIC of 63.9% meaningfully exceeds the sector benchmark of 10%, suggesting genuine competitive advantages.


Current Snapshot: Fundamental Reality

Earnings Quality Deep Dive:

Earnings quality is adequate but not exceptional. OCF/NI of 100% means 0% of earnings aren't converting to cash.

Piotroski F-Score of 7/9: Good — majority of financial health indicators are positive.

Balance Sheet Reality:

The balance sheet shows some strain. Leverage composite of 58/100 combined with liquidity at 41/100 suggests the company is operating with tighter financial constraints.

D/E of 1.00x is conservative, with interest expense not separately reported in recent filings.

▸ Active Penalty Flags:

▼ Capex Starvation: The company is underinvesting relative to depreciation, which may impair future competitiveness.


Forward Outlook: Investment Thesis & Action

Investment Profile: QUALITY YIELD

Solid quality (health: 63/100) combined with meaningful shareholder yield (3.7%). Suitable for income-oriented portfolios seeking quality over pure yield.

Leading Indicators to Monitor:

  • ▲ Margin trend is positive (+0.4pp) — watch for continuation
  • Current ROIC (63.9%) exceeds 5-year average (58.3%) — improving capital efficiency

Material Changes (Q-over-Q Analysis)

Comparing current quarter composite scores vs prior quarter, with year-over-year financial metrics.

New / Expanded Risks

No new risks detected this quarter

Improvements

No material improvements this quarter

YoY Changes

Revenue
$143.8B
↑ 15.7%
Gross Margin
48.2%
↑ +1.3pp
Operating Margin
35.4%
↑ +0.9pp
Net Margin
29.3%
→ +0.1pp
ROIC
90.9%
↑ +7.2pp
Debt/Equity
1.00x
→ -0.42x
Current Ratio
0.97x
→ +0.05x
OCF/NI
128.1%
↑ +45.7pp
FCF Margin
35.9%
↑ +14.1pp

Activity by Insider

○ Net Seller2025-10-02
COOK TIMOTHY D
Chief Executive Officer
-$33.4M
4 sells
Sold 3.7% of holdings
○ Net Seller2026-02-01
LEVINSON ARTHUR D
-$20.9M
1 sell
Sold 2.2% of holdings
○ Net Seller2025-11-12
Adams Katherine L.
SVP, GC and Secretary
-$12.1M
4 sells
Sold 21.2% of holdings
○ Net Seller2025-10-02
O'BRIEN DEIRDRE
Senior Vice President
-$11.1M
2 sells
Sold 23.7% of holdings
○ Net Seller2025-11-07
KONDO CHRIS
Principal Accounting Officer
-$1.0M
1 sell
Sold 19.9% of holdings
○ Net Seller2025-10-16
Parekh Kevan
Senior Vice President, CFO
-$915,842.48
3 sells
Sold 29.7% of holdings